As we go into the holiday season, I am worried about my tendency to overspend. I’ve been giving myself a little of a break from watching my finances like a hawk. This probably isn’t the best idea, but you know what they say…New Year, New Me. Anyway, as of November 30th (but actually November 22nd, more on that in the next update), my net worth is

-$14, 216!!!

What??? My net worth went down by almost $1,000 dollars. It sucks, but once again another mistake was made. When I calculated my net worth in October, I added one of my credit card bills as a negative number. That means when my net worth calculated, it made it seem like I had less debt than I actually had. If only it were real. That means my ACTUAL October net worth was -$15,857. It went up by almost $1000, so that is actually sad. This month I managed to get a little more in control and brought it back down by paying off TWO WHOLE CREDIT CARDS! Only two to go!

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