Calculating my net worth this month was painful. I knew it wasn’t going to look how I wanted, and I didn’t want to see what felt like one step forward, three million steps back. I love planning and making goals. I think because of that, I’m so tough on myself when I don’t achieve them. This month threw a lot of wrenches in my way. Remember when I wrote about all my car troubles. Well, I tried to get them fixed which, at this point has cost me over $2,000 that I simply wasn’t prepared for. Last month, I decided to put my emergency fund into my Roth instead and then approximately two weeks later I needed it. I felt so silly.
The past week, I’ve been groveling. I’ve been feeling sad about not being able to spend Thanksgiving with family or friends. I’ve been feeling incompetent because I had a foster dog that was so hard to take care of, and I’ve been feeling like I’m not at the point where I’m “supposed” to be in my life. On top of it all was a negative change in my net worth. As of November 28th, 2020, my net worth is
-$1,084.
It’s so frustrating to see this number when at the beginning of November, I thought I’d be posting a positive number. I paid off a whole student loan, and still, I get this. It’s hard to look at. Now, I’m trying to move on. I gave myself the week to grovel, and now it’s time to make sure that when I make my first net worth post of 2021, I get to celebrate a positive net worth. I deserve it.
One thought to “December 2020 Net Worth”
Don’t be discouraged!!! You will be able to pay this off in no time!!! I saw your other post where you were over $10k in debt. So, you got this! Just keep going!