In my last update, I realized I made a mistake in calculating my net worth. I didn’t want to make another mistake this month, so I’m calculating my net worth on December 21st, about a week before I usually do. Why? Well, I got paid early, and I’ve been sticking to calculating my net worth based off when I get paid. This also happened last month, but I waited until the end of the month to calculate. Although it’s great that we get our pay checks early for the holidays, it’s also awful. I’m more tempted to spend my money. In January, I’m doing a total refresh. I’m taking out my money from the bank and only using what’s leftover until the end of December, so hopefully this net worth number stays the same until then. As of December 21st, my net worth is
-$12,726
This is the pace I want to keep up. I still feel like I may be pushed back a little between Christmas and New Year’s Eve, but I’m going to try my best to stay strong. I’ve been making saving a habit, and between my side hustle and my full time job, I’ve made a commitment to aggressively paying down my debt. Debt Free Bri is coming at you 2020! (Okay, Credit Card debt free Bri but that’s not as catchy!)
