It’s a new month and that means a new net worth! I’ve been really excited to get to the end of each month so I can see how my net worth has changed, and this month BOY DID IT! As of September 30th, 2019, my net worth is

-$14,970!!!

That’s almost a $2,500 change! How’d I do it? Well, by making a big mistake. When I calculated my initial net worth, I totally forgot to calculate my retirement income. In fact, I didn’t even know how to access my teacher’s retirement account. I had to go through a lot of hoops to finally get in, but it was worth it! I think it’s important for me to know where all my money is and that includes my retirement savings. So, from here on out, I’ll make sure to include it.

What you can’t see because of this mistake is the growth in my liabilities. Unfortunately, I was pretty spendy on my credit cards in September (see Financial Blackout), but I know I’ll do better this month!

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